BEST Pocket Smith Smart Wallet Reviews: Unbiased Assessment on TechRadar
The Digital Butler of Personal Finance
Managing your money can be a daunting task, but fear not! Pocketsmith is here to help. A powerful budgeting app, it simplifies the process of tracking expenses, planning for the future, and getting on top of outstanding debts. With a range of features and functions, Pocketsmith is your digital butler, ensuring your personal finances are in shipshape.
What Pocketsmith Offers
Pocketsmith comes in desktop and app editions, with a UK-specific version available outside of the US. With a focus on security, the app employs bank-level 2FA security and allows for customisation to suit your unique needs.
Pricing
Pocketsmith offers three pricing options:
- The Foundation package, starting at $119.95 per year or $14.95 per month.
- The Flourish package, priced at $199.95 per year or $24.95 per month.
- The Fortune package, the most extensive option, at $319.95 per year or $39.95 per month.
Key Features
With Pocketsmith, you can:
- Connect to live bank feeds and access over 12,000 financial institutions worldwide
- Categorize, label, and annotate your spending for easy tracking
- Produce cash projections up to 60 years in the future (top-tier package)
- Schedule upcoming bills and budgets for a stress-free financial experience
- Access a range of reporting tools, including cashflow statements and net worth insights
Ease of Use
While the free version of Pocketsmith is a good starting point, it’s the paid packages that offer the full range of features. The interface is slick, but it does take some time to get accustomed to the various functions.
Performance
Pocketsmith performs admirably, even with complex data and multiple features. The desktop edition is particularly well-suited, as it allows for seamless management of large datasets.
Conclusion
Pocketsmith is an excellent personal finance tool, ideal for those with complex financial situations. While it may be out of reach for those with simpler needs, the free version provides a good starting point. For those willing to invest, Pocketsmith is a valuable addition to their financial arsenal.
Support
Pocketsmith offers a range of support options, including a comprehensive Learn Center, a community-driven forum, and a direct contact link for personalized assistance.
Final Verdict
Pocketsmith is a powerful, user-friendly tool for managing personal finance. While it may not be suitable for everyone, its strong features make it an excellent choice for those who need a dedicated budgeting and financial planning app.
